The Blincoe Blog
All aboard the Rudolph rally!
Exploring average stockmarket returns by month and whether the evidence supports 'sell in May' and a Christmas rally
"It's beginning to look a lot like Christmas (again)"
Unclaimed pension tax relief
Every year, higher and additional rate taxpayers leave millions of pounds of pension tax relief unclaimed. According to recent research, this could be worth as much as £1.3bn over a 5-year period.
Family Income Benefit
Family Income Benefit policies - what are they and why they're a good life insurance option, particularly for those with young families
"Low cost life insurance, particularly well suited for those with young families”
The Autumn Statement: 3 things you might have missed
Improved ISA flexibility, calls for one pension pot for life and a ditched pension death tax
Valuing the State Pension
On current annuity rates, a full State Pension is equivalent to a private pension worth over £200k
"The best investment you never had"
The marginal 60% tax trap
Once taxable income breaches £100,000, you become subject to an effective 60% income tax on the next £25,140. However, this can be mitigated via pension contribution.
Introducing Blincoe Financial Planning
Introducing Blincoe, a brand new independent financial planning firm that aims to deliver high quality advice, at a fair and reasonable price.
"IT’S ADVICE JIM, BUT NOT AS WE KNOW IT"