Inheritance tax (IHT) continues to affect more families each year. IHT receipts rose by 7% last year and current forecasts suggest a further 5%+ increase this year. To make matters worse, major changes to pension legislation are looming.

Regularly gifting from surplus income is a powerful way to pass on wealth completely free from IHT, without the usual 7-year rule

Is doubling down on US equities, at the expense of global diversification, a good strategy? We think not.

Charitable bequests: where philanthropy meets tax efficiency.