The Blincoe Blog
Protection Planning
Ensuring your loved ones are financially protected in the event of the unthinkable.
New Pension Rules: Lifetime Allowance in disguise
The new pension rules, to be introduced from April 2027, resemble a lifetime allowance in disguise.
Autumn Budget 2024 Part Two: Planning Opportunities
As one door closes, another one opens.
Charitable bequests in IHT planning
Charitable bequests: where philanthropy meets tax efficiency.
School fees & the Bank of Grandma & Grandad
Using bare trusts, in the names of minor children, to fund private school fees.
Eyes down for Budget Bingo
A summary of all the rumoured tax hikes circulating over the past few weeks
Investment fire drill
We're overdue a bear market. It will feel daunting, but it's all part of the investment journey.
"What to do when the next bear comes"
Retirement: preparing for the third act
Moving from a period of saving to spending can be emotionally challenging, but herein lies the true value of financial planning
What happens to your ISA when you die?
Understanding the mechanics of the Additional Permitted Subscription
Investment bonds
Using investment bonds to defer taxation on underlying investment profits from a period as a higher/additional rate taxpayer to one as a basic/non
What might Labour do?
Rachel Reeves has warned of tough choices to come - which taxes could be in her crosshairs?
Life insurance in estate planning
Using whole-of-life insurance to provide for an inheritance tax charge
"'It's insurance Jim, but not as we know it!'"
Junior ISAs vs Junior Pensions
Junior ISAs and Junior Pensions offer scope to build sizeable ‘nest eggs’ in your children or grandchildren’s names, and in a highly tax efficient manner.
"Balancing tax efficiency with accessibility"
The Power of Compounding
“Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays it” [Albert Einstein].